Annual Production (DICE) Insurance
Annual Production Insurance:
Insurance that provides blanket coverage for a 12 month period. Policies are available for all budget sizes and company profiles ranging from the production of high budget commercials to no budget short films. This insurance provides the ability to shoot multiple projects while having blanket annual insurance coverage. This program is for U.S. companies shooting in the U.S. with the option of worldwide coverage. Most camera and sound equipment rental houses will require you to have insurance.
Commercials, corporate projects, promo films, short films, TV projects, documentaries, webisodes, music videos, filming of events, feature films and much more. Note that feature films are often best insured under their own separate policies based on the complexity of the coverage they may require.
Coverage is available in all 50 states and worldwide.
Stunts, animals, and precision driving scenes are now available as a buyback option. Learn more about the types of scenes and movie stunts that can be scheduled. Multiple scenes can be declared to a single production.
Cast insurance for your key cast or crew members. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement. Cast limits available are 100%, 75%, 50% and 25% of gross production cost.
Annual UAV or Unmanned Aerial vehicle Insurance is now available. Are you planning to fly a drone for aerial photography or surveying? Film Emporium's got you covered! Liability coverage for drones is available in all States accept HI and DC. Learn more about UAV coverage.
*Property (also known as Inland Marine) such as:
*Owned or rented camera and/or other production equipment, props, sets, wardrobe (PSW), pictures and cars
*Third party property damage (often referred to as location insurance)
*Negative film, videotape and digitalized image along with faulty stock, camera and processing
*Rented jewelry and furs
*Worldwide option for 12 month policies
*And much more, on an as needed basis
Commercial General Liability:
Locations, municipalities and shooting permits all require that commercial general liability coverage is in place. Minimum required limit is $1M. Higher limits are available to satisfy any location requirement.
Hired and Non-Owned Automobile:
Auto liability and auto physical damage for your rented vehicles, broadcast trucks, etc.
Protecting your cast & crew against medical injuries while filming. SAG (Screen Actors Guild) requires that coverage is in place before signing contracts.
Cast and Crew Insurance :
Cast insurance can be provided as part of a production policy or in certain cases, as “carve out cast coverage” to cover only certain cast or crew members, subject to underwriter’s approval.
Cast coverage is usually purchased on feature films or TV productions (except documentaries) but may be purchased for other types of productions. It indemnifies the production company for the net loss or extra expenses to begin or complete principal photography of an insured production due to death, injury or illness of any insured artist or director. Insured persons are initially covered for accident only, until they are examined and complete a medical questionnaire. The insurer then will expand the coverage to include illness. Coverage also can be extended to include kidnapping and bereavement.
Cast insurance normally begins four weeks before the first camera day; however, additional time can be purchased (Extended Pre-Production Cast Coverage).
The content displayed on this website is for informational purposes only and is not an offer of insurance. The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.
Read Definitions of Insurance for more details.
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