Artist Liability Insurance Quotes

Artist Liability / Key Artist Insurance

Losing a key artist can be devastating to your operation. It makes sense: the most attended shows are those by an artist with a huge fan base. An artist’s or a spokesperson’s recklessness can add unnecessary expenses, whether an up and coming internet celebrity or an established artist.

With Film Emporium's Artist Liability Protection Program, you can protect your interests. It doesn’t matter if your show is a one-time event, a tour, an annual concert or a daily web blog, you will need to protect your investment from unexpected occurrences. These include an artist’s liability, equipment loss, sudden death or disability, or your spokesperson’s damaging actions.

Key Man Insurance

Provides financial protection if a key artist dies or becomes disabled. AD&D (accident, death and dismemberment) or Disability policies can be selected.

Shell Corps

The Shell Corp program is for incorporated individuals in the entertainment industry such as actors, directors, producers, writers, cameramen, singers, musicians, composers, radio/TV broadcasters, athletes, coaches and trainers. A wide array of professions are eligible including actors, directors, producers, writers, cameramen, singers, musicians, composers, radio and TV broadcasters, comedians, public speakers and lecturers, athletes, coaches, trainers and more. Some programs are flexible enough to allow for touring entertainers to endorse their shows onto the policy. Available coverages include property, general liability including personal liability, workers comp/employers liability, auto and excess liability.

E&O /Errors and Omissions Coverage

Errors and Omissions coverage offers specialized coverage for a wide variety of media risks against the devastating impact of lawsuits for libel, slander, invasion of privacy, infringement of copyright and other specified torts. There are several different types of policies, based on profession, industry type: producers, publishers, musician’s, etc.

Blogger’s Liability, Publisher’s E&O

Publisher’s liability insurance is for a publisher of any size or type: small, large, book, magazine, newspaper, trade, directory, music, greeting cards and calendar, electronic (Internet), print-on-demand, CD ROM, audio book or a freelancer, writer or an author. Publisher’s liability insurance is also referred to as media perils liability insurance, publishers or authors errors and omissions protection.

Music E&O

Provides coverage for performers, publishers, producers, songwriters, distributors in the field of music against lawsuits for perils such as copyright infringement, invasion of privacy, etc.

How Much Artist Liability, Key Man Insurance Cost?

While every policy and artist are different, ballpark premium pricing for artist liability and key man premium starts at $1000.00 for a $250,000 limit policy. Higher limits are available. Please note each artist liability application is separately underwritten and priced primarily based on artist’s profile, exposure, to mention only a few. Although we do our best to give you the cheapest rate possible, we also want to give you the best policy available. Film Emporium’s brokerage team contacts all markets on your behalf to provide the lowest priced artists liability and key man insurance premium and best coverage option for you.