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Film Emporium offers cheap rates on
quality coverage for your sporting arena and/or stadium. To protect your athletes, coaches,
directors, volunteers and organization from law suits
arising from property damage to bodily injuries, a sports
organization should purchase three different insurance
policies.
1. Accident
Insurance
Pays for medical bills on
behalf of injured participants. This policy
assures that your participants and volunteers
will receive the type of medical treatment that
they deserve. Also, the threat of a lawsuit
being filed by an injured participant is
minimized if his medical bills are taken care of
by Accident Insurance.
2. General
Liability Insurance
Covers certain types of
lawsuits alleging that a spectator or player has
suffered bodily injury or property damage due to
the negligence of your organization. This policy
pays for your defense and pays for costs of
settlement or jury verdict. Covered persons
should include the sports organization itself,
directors, officers, and volunteers. Lawsuits
are filed every day for injuries that occur at
games/practices and during off premises
non-sport activities. Even if you prove that you
were not negligent, you must defend yourself in
court.
3. Directors &
Officers Liability
Covers certain types of
lawsuits (not covered by the General Liability
policy) alleging that your sports organization's
mismanagement has resulted in economic injury to
another party or that another party's rights
under state, provincial or federal law have been
violated. Examples of types of lawsuits commonly
covered include discrimination, wrongful
termination or suspension of your league
personnel or players, or failure to follow your
own rules or bylaws. This policy also pays for
your defense and pays for costs of settlement or
jury verdict. Covered persons should include the
sports organization itself, directors, officers,
and volunteers.
*Please note under some
circumstances, some sports organizations may
need additional policies such as Property, Auto,
or Workers' Compensation.
Definitions of
Insurance Terms
Disclaimers
The content displayed on this website is
for informational purposes only and is not an offer for
insurance.
Coverages referenced on this website may not be available in
all territories and may vary depending on the exposure.
Minimum premiums may vary by State.
Click here for additional
terms.
Insurance Companies
* A Rated Insurance Companies by AM Best
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