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Kidnap and Ransom Insurance

Imagine the overwhelming feeling of freedom and sheer joy that would be felt upon the release of a kidnap victim. Now imagine the terror upon the realization that you are without insurance. Your company or family may have had to pay the large ransom, purchase specialized phone equipment, hire security protection, hire a negotiator, and pay many more expenses, all of which were only made possible by liquidating all assets. In addition to this overwhelming amount of debt, in order to rejoin society the kidnap victim may need extensive psychiatric counseling and rehabilitation.


Kidnap and Ransom Insurance has been developed to reimburse the policy owner for the expenses incurred with a kidnapping.


A policy owner will apply for coverage to protect against a loss caused by a kidnapping or an extortion. The policy owner may apply for benefits up to their personal or corporate net worth. If a claim occurs the policy owner will need to come up with the money to provide the kidnappers and then they will submit a claim to be reimbursed for the expenses.


One of the most beneficial parts of the plan is the unlimited expenses for the Crisis Response Team. The Crisis Response Team has worldwide knowledge about negotiations in each specific location.


Benefits Include:

Ransom Reimbursement

Personal Accident

Loss of Ransom during delivery

Private Negotiator

Public Relations

Travel Expenses

Psychiatric Expenses

Reward Payments

Financial Losses

Loss of Income

Employee Lost Income

Asset Protection

Security Coverage

Specialized Equipment

Rehabilitation Benefit

Funeral Expenses

Child Care


Example: A production company is shooting a documentary project that takes place in Iraq.  Kidnap and Ransom coverage for the cast & crew being deployed and of course the concern of war and terrorism is very important.  Film Emporium was able to package their needs to include the above coverage as well as insuring their rented equipment, foreign liability, etc. all on a short term, project specific basis.




The content displayed on this website is for informational purposes only and is not an offer of insurance.  The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.  Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.


Read Definitions of Insurance for more details.


Insurance Companies

* A Rated Insurance Companies by AM Best

Kidnap & Ransom Insurance

For Movies, Film, TV & Events

Apply Now:


Downloadable Application


Quotes are complimentary.  No Obligation.

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