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Film Emporium's  TULIP (Tenant Users Liability Insurance Policy) programs are a simple solution for venues or facilities owners to set up annual policies covering third-party liability for their renters (lessees) when holding events. The coverage provides the proper insurance for the renter based on the venue or facility’s requirements and therefore holds the venue / facility harmless should an incident occur during the event, that is caused by the event organizer's negligence.  Through our TotalEvent online system, the venue and/or broker will have the ability to set up annual TULIP policies based on certain event types.


Your renter can go into the venue's portal and either opt into the group policy for that particular event, or upload their own proof of insurance.


Events may range from very low risk activities, such as seminars, receptions or weddings, to higher risk events.


Apply for your venues automated program now.  This program will make it easy and affordable for your renters to get insurance instantly. 


The content displayed on this website is for informational purposes only and is not an offer of insurance.  The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.  Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.


Read Definitions of Insurance for more details.  


Insurance Companies

* A Rated Insurance Companies by AM Best 

Required Documents:

*Completed and signed/dated Facility TULIP Supplemental Application

*Schedule of anticipated events for the next 12 months

*Copies of contract with tenant users

*Brochures, advertising material, and website information


1. Ease of use – tenant users needing insurance in order to rent a facility can purchase

under the facility’s TULIP policy – no need for a separate special event policy

2. Minimum premium for tenant users as low as $100 per event – lower than a monoline

special event policy

3. Policy specifically designed to meet the contractual insurance requirements in the facility

rental agreement

4. Ability to include exhibitors for a small flat charge

5. Products coverage included for light hazard products, i.e. food, beverage, and souvenirs

6. Host Liquor Liability coverage included – primary liquor liability for sellers/distributors of

alcohol available for qualified tenant users

7. Facility/venue is automatically included as an additional insured

8. Policy limits apply for each tenant user

9. Events reported on monthly, quarterly, or semi-annual basis depending on frequency of rentals

10. Hired and non-owned Automobile Liability may be included if contractually required by facility/venue owner