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Film Emporium's  TULIP (Tenant Users Liability Insurance Policy) Program provides low cost General Liability insurance to “third party” users of various venues and facilities.  It is used by institutions that permit “third parties” to use their facilities for specific events.  It protects both the facility user and the facility itself against claims by “third parties” who may be injured as a result of attending the event.  


Events may range from very low risk activities, such as seminars, receptions or weddings, to higher risk events including camps, sports events and concerts.  The premium is based upon the risk associated with the event or activity, the number of days needed, the number of attendees and if there are any special requirements, including alcohol liability, food service, etc.



The content displayed on this website is for informational purposes only and is not an offer of insurance.  The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.  Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.


Read Definitions of Insurance for more details.  


Insurance Companies

* A Rated Insurance Companies by AM Best 

Required Documents:

*Completed and signed/dated Facility TULIP Supplemental Application

*Schedule of anticipated events for the next 12 months

*Copies of contract with tenant users

*Brochures, advertising material, and website information


1. Ease of use – tenant users needing insurance in order to rent a facility can purchase

under the facility’s TULIP policy – no need for a separate special event policy

2. Minimum premium for tenant users as low as $100 per event – lower than a monoline

special event policy

3. Policy specifically designed to meet the contractual insurance requirements in the facility

rental agreement

4. Ability to include exhibitors for a small flat charge

5. Products coverage included for light hazard products, i.e. food, beverage, and souvenirs

6. Host Liquor Liability coverage included – primary liquor liability for sellers/distributors of

alcohol available for qualified tenant users

7. Facility/venue is automatically included as an additional insured

8. Policy limits apply for each tenant user

9. Events reported on monthly, quarterly, or semi-annual basis depending on frequency of rentals

10. Hired and non-owned Automobile Liability may be included if contractually required by facility/venue owner