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Insurance that provides blanket coverage for a 12 month period. Policies are available for all budget sizes and company profiles ranging from the production of high budget commercials to no budget short films. This insurance provides the ability to shoot multiple projects while having blanket annual insurance coverage. This program is for U.S. companies shooting in the U.S. with the option of worldwide coverage. Most camera and sound equipment rental houses will require you to have insurance.
Commercials, corporate projects, promo films, short films, TV projects, documentaries, webisodes, music videos, filming of events, feature films and much more. Note that feature films are often best insured under their own separate policies based on the complexity of the coverage they may require.
Coverage is available in all 50 states and worldwide.
Commercial General Liability
Locations, municipalities, shooting permits all require that commercial general liability coverage is in place. Minimum required limit is $1M. Higher limits are available to satisfy any location requirement.
Hired and Non-Owned Automobile
Auto liability & auto physical damage for your rented vehicles, broadcast trucks, etc.
Protecting your cast & crew against medical injuries while filming. SAG (Screen Actors Guild) require that coverage is in place before signing contracts.
Projects with hazardous activities such as various stunts, fight scenes, animals, precision driving, water, aerial scenes, pyrotechnics, etc. can be insured under specialty coverage options. Learn more about the types of scenes and movie stunts that can be scheduled. Multiple hazardous scenes can be declared in a single policy.
Cast insurance for your key cast or crewmembers. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement. Cast limits available are 100%, 75%, 50% and 25% of gross production cost.
Annual UAV or Unmanned Aerial vehicle Insurance is now available. Are you planning to fly a drone for aerial photography or surveying? Film Emporium's got you covered! Liability coverage for drones is available in all States except HI and DC. Learn more about UAV coverage.
Cast and Crew Insurance:
Cast insurance can be provided as part of a production policy or in certain cases, as “carve out cast coverage” to cover only certain cast or crew members, subject to underwriter’s approval.
Cast coverage is usually purchased on feature films or TV productions (except documentaries) but may be purchased for other types of productions. It indemnifies the production company for the net loss or extra expenses to begin or complete principal photography of an insured production due to death, injury or illness of any insured artist or director. Insured persons are initially covered for accident only, until they are examined and complete a medical questionnaire. The insurer then will expand the coverage to include illness. Coverage also can be extended to include kidnapping and bereavement.
Cast insurance normally begins four weeks before the first camera day; however, additional time can be purchased (Extended Pre-Production Cast Coverage).