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Errors & Omissions (E&O) Insurance

Errors & Omissions (E & O) Insurance for Producers offers specialized coverage for a wide variety of media risks against the devastating impact of lawsuits for libel, slander, invasion of privacy, infringement of copyright and other specified torts.  If your movie is ready for distribution we will make sure your project is submitted to all eligible, top-rated insurers, in search of the most competitive premiums. This type of insurance is typically required when signing a distribution or broadcast contract. Distributors generally define project specific coverage for features, VOD, internet, dvd, documentaries, Pod Casts, Reality TV, TV specials and series.  These described policies name the productions specifically.  In other words, E&O is insurance for movie distribution whether it is straight to dvd or a theatrical distribution release. Film Emporium also offers blanket  E&O coverage for commercial production companies for corporate videos, promos and commercials that do not require title specific coverage.


E&O coverage is also avilable for theatrical plays.


Understand More about E&O.


Many producers ask us: "Once I have E&O coverage in place for a movie, will I need to renew that coverage?" In most cases you may not, as an occurrence form policy may be sufficient for the life of the movie. Click here to read "To Err (or Omit) is Human, Which Brings Up E&O"

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Both Producer's and Distributor’s E & O policies provide coverage for (but is not limited to)

  • Use of Hidden Cameras
  • Improper handling of unsolicited Scripts
  • Failure to obtain appropriate rights for music and film clipsClassical
  • Improper use of celebrity's name or likeness
  • Failure to obtain appropriate releases for individuals appearing in the production
  • Infringement of copyright
  • Invasion of privacy
  • Infringement of trademark, slogan or title
  • Plagiarism or pirating of ideas
  • Degrading or defamation of products (trade libel)
  • Libel or Slander

Erros & Omissions (E & O) Insurance for Distributor's is similar to producer’s E&O insurance. Distributor’s Errors and Omissions (E&O) insurance indemnifies media distributors from lawsuits that may arise due to the content of the material they are distributing. Distributor’s E&O insurance differs slightly from Producer’s E&O in that distributors are insured for a list of titles they are distributing. For example, under distributor’s E&O insurance, a distributor is indemnified against lawsuits arising from the content of Movie X and will still be indemnified against lawsuits alleging content errors for Movie Y. Film Emporium also offers insurance for independent film distributors.